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If you are ever faced with a serious medical condition, Best Doctors can help you find your way through the maze of medical information and healthcare choices. Finding and accessing the right medical information and the best doctor for your medical care can be potentially life-saving.

Best Doctors: "… is a huge act of love for your family."
- Vancouver Sun
"Trustworthy, something that not every health service can boast."
- Dr. Brian Smith, editor of The New York Times

If you have any questions please contact us:

Telephone: 416-484-9921  Toll Free: 1-877-624-4559

email: covermelife@mcgillfinancial.com


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How does it Work? | Who and What is Covered? | How Much Does it Cost? | How do I Apply? | Who is Best Doctors? | FAQ
How Does It Work?

30 days after closing the case, a Best Doctors Personal Advocate will
contact the member to follow up and to offer additional assistance.

Who and What is Covered?
BEST DOCTORS® SERVICE CARD
Program Yearly renewable membership
Membership Individual: One adult

Family: One or two parents and an unlimited number of their dependent children under age 18
Enrollment One page application with no medical questions or examinations
Issue Ages 18 – 65
Renewability Membership may be renewed each year, for life
Best Doctors Services InterConsultation™
FindBestDoc™
FindBestCare®
Best Doctors Services are available if a Member’s doctor suspects the Member may have any of the following Medical Conditions1 AIDS
Alzheimer’s Disease
Blindness
Benign Brain Tumour
Cancer
Cardiovascular Conditions
Coma
Deafness
Kidney Failure
Loss of Speech
Multiple Sclerosis
Major Organ Transplant
Major Trauma
Motor Neuron Disease
Parkinson’s Disease
Paralysis
Severe Burns
Stroke
Access to Best Doctors Services Members can access Best Doctors Services for an unlimited number of the listed Medical Conditions. Best Doctors services are provided as often as the member wants, for life, as long as they remain a Best Doctors Service Card member.
Cost per year Individual: $90.00

Family: $180.00
SERVICES

Members will have access to a Best Doctors Personal Advocate for any one of the Services.

The Personal Advocates are responsible for liaising with the doctors who are reviewing the member’s case, keeping the member informed of the progress and providing them guidance in their time of need.

INTERCONSULTATION™
An in-depth review of the member’s medical files to assist in the development and confirmation of the diagnosis and to help develop a treatment plan. Members and their physicians will have access to the latest technologies and opinions of world-class specialists . With a fast and detailed turnaround of results, the InterConsultation process can reduce potentially serious complications that can result from a misdiagnosis and help the member’s treating physician determine the proper course of action.

FINDBESTDOC™
A customized search across a constantly updated global database of over 50,000 specialists who are best qualified to meet the member’s specific medical needs. Members will have access to a Personal Advocate, who will work with physicians affiliated with the world’s leading medical institutions, to help explain their options and determine the best care provider for the member’s specific condition.

FINDBESTCARE®
While the member is receiving medical care, Best Doctors will review the necessary information provided by the medical specialists involved and will continually monitor the treatment process to help ensure the member’s medical priorities are met.

If the member travels away from home to receive treatment, Best Doctors will assist with reservations and accommodation for the member and family. This can help reduce the stress of receiving the care the member needs while away from home.

This is not an insurance product.

1 If the member was diagnosed with any of the listed Medical Condition(s) during the twenty-four (24) months prior to the effective date of the Best Doctors Service Card, Services will not be provided for the same Medical Condition(s) for twelve months following the effective date of the Card.

Best Doctors, InterConsultation, FindBestDoc, FindBestCare, Information When It Matters Most and the Star-in-cross logo are registered trademarks of Best Doctors, Inc. in the United States and other countries.

COSTS

Individual $90 annually $7.50 monthly
Family $180 annually $15.00 monthly
Q: Is there a monthly modal factor applied to the annual fee?
A: No. The annual fee is simply 12 times the monthly fee.
 
Q: What is the difference between the individual and Family membership?
A: The individual membership is designed for those who wish to purchase a membership only for themselves. The Family membership includes the member's spouse and all their dependent children under the age of 18.
 
Q: How many times can I access Best Doctors services?
A: members can access Best Doctors services for an unlimited number of medical conditions. Best Doctors services are provided as often as the member wants, for life, as long as they remain a Best Doctors Card member.
Q: Since the Best Doctors Service card is renewable annually will Best Doctors notify me of the renewal?
A: No. The renewal will be automatic. If you wish to cancel your membership, you should contact Best Doctors through the toll-free number.
 
Q: How can I pay for the Best Doctors Service Card?
A: There are three ways to pay for the Best Doctors Service Card: monthly by pre-authorized payment only, or annually by either cheque or pre-authorized payment or credit card. Best Doctors will notify you of the withdrawl on the annual pre-authorized payment method only.
 
How Do I Apply?

Step 1 - Fill Out an Application Form

Download a Form
Application Form

Step 2 - Send it to:

McGill Financial Services
Fax 416-981-8838, along with credit card information or a void cheque.
Mail 1 Heath Street West, Suite 301
Toronto, Ontario, M4V 1T2
along with credit card information or a void cheque.
Who Is Best Doctors?

Best Doctors® was founded in 1989 by renowned professors of medicine affiliated with Harvard Medical School and by a 16-year survivor of a serious illness. This unique partnership of medical expertise and patient insight created a company committed to providing services to help people with serious medical conditions.

Today, Best Doctors is the world leader in connecting people with the best medical care. Using its renowned database of over 50,000 doctors recognized as the best by top specialists, Best Doctors provides immediate access to the best medical knowledge and peace of mind to millions of people around the world. Best Doctors services are available worldwide, serving more than 10 million lives in 30 countries.

Delivering the Best When you Need it Most

Through access to top-ranked hospitals, the latest technologies, opinions of world-class specialists and personal care management, Best Doctors can help your clients make informed decisions about their healthcare when it matters most.

Best Doctors Reputation

At Best Doctors, we are proud of our reputation for quality and independence. Our unique story, consumer focus, unrivaled medical expertise, and uncompromising integrity have brought us an unprecedented level of attention from the media around the world.

"All advisors should offer Best Doctors services to their clients."
- Financial Adviser Protection Extra (UK)

Best Doctors: "It's changing the face of American medicine"
- CBS "60 Minutes"

"The leading referral service in the country."
-CNN, "Headline News"

"…but the real jewel in the crown is called Best Doctors. This feature provides information and access when the clients need it most, and it could be the difference between coping and recovering."
- Money Marketing Magazine (UK)

Frequently Asked Questions
Q: Who is Best Doctors?
A: Best Doctors is a world leader in connecting people with the best medical expertise. Using its renowned database of over 50,000 doctors recognized as the best by top specialists, Best Doctors provides immediate access to the best medical knowledge and peace of mind to millions of people around the world when faced with a serious medical condition.
 
Q: What does Best Doctors offer?
A: Healthcare decisions can be the most important decisions of your life when you are faced with a serious medical condition. Through access to the latest technologies, opinions of world-class specialists, top-ranked hospitals and personal care management, Best Doctors services can help you make the most appropriate choices surrounding your healthcare.
 
Q: How long has Best Doctors been in Canada?
A: Best Doctors first entered into Canada in the late 1990s. In 2002, we established a Canadian Medical Advisory Board, comprised of some of the most prominent physicians across the country. These renowned experts advise Best Doctors on all aspects of the Canadian medical community to help ensure our services continue to be of the greatest value to you and your treating physician(s).
 
Q: How many Best Doctors physicians are in Canada and around the world?
A: The Best Doctors database includes the top 3% to 5% of specialists in each country where Best Doctors is present. Over the last decade, Best Doctors has developed a database of over 50,000 specialists in more than 30 countries around the world, in 40 specialties and over 400 subspecialties of medicine. In Canada, Best Doctors surveying and research has identified more than 600 of the best physicians. Even though this number represents less than 3% of the leading specialists in Canada, our goal over the next few years is to identify at least an additional 200 Canadian physicians considered to be among the elite by their peers.
 
Q: How does Best Doctors determine who are the “best” doctors”?
A: Best Doctors believes that physicians are the most qualified to evaluate the experience and skill sets of other physicians. The Best Doctors survey asks physicians: “If you or a loved one needed a doctor in your specialty, to whom would you refer them?” The responses form the basis of the Best Doctors’ global database, which has been consistently recognized by doctors, patients and the public for its quality and integrity.
 
Q: Isn’t asking “If you or a loved one …” a little simplistic?
A: Actually, by presenting this question Best Doctors is mimicking the informal, peer-to-peer referral process that doctors themselves use to determine the most appropriate physicians for individual cases. Best Doctors’ evaluation process is much more complex than this initial question. Every year, a new survey is sent to physicians in the Best Doctors database. Specialists complete surveys on other doctors in their specialty. For example, cardiologists will complete surveys, which ask very specific questions about other cardiologists. Doctors also can use the surveys to nominate and provide information on other physicians whom they think should be included in subsequent rounds of surveying. The surveys are submitted and tabulated over a nine to twelve-month period, so the database is constantly being updated.
 
Q: How can Best Doctors avoid reflecting personal bias in the database?
A: There are enough doctors participating in the survey each year to prevent this from happening. Also, Best Doctors’ survey expands beyond urban areas to ensure physicians don’t see their colleagues voted in year after year.
 
Q: Does Best Doctors pay physicians or can physicians pay Best Doctors to be included in the database?
A: No, Best Doctors does not pay physicians to be in the database. Conversely, a doctor cannot pay to be part of the database. The only way a physician can be listed in the database is to receive a high enough overall score through the peer review polling process.
 
Q: How can my local treating doctor benefit from Best Doctors services?
A: By conferring with the physicians recommended by Best Doctors, local treating doctors have an unprecedented opportunity to consult with some of the world’s top medical specialists regarding their patients. Best Doctors panel of physicians, affiliated with Harvard Medical School, will review the patient’s file, in turn drawing from the opinions and expertise of the medical specialists in the global database. A report from these specialists is sent to the treating physician in a matter of days.
 
Q: What is the nature of the cases reviewed by Best Doctors?
A: The majority of cases are critical and complex in nature, often in the areas of oncology, cardiology, neurology, transplant and rehabilitation.
 
Q: Isn’t Best Doctors promoting a two-tier health care system in Canada?
A: Best Doctors provides information to individuals suffering from a serious medical condition that may be helpful to them in their recovery. Best Doctors does not take a position on the Canadian healthcare system or the healthcare systems of any of the other 29 countries in which it does business. Particularly today, with the increasingly rapid pace of change and specialization in medicine, having access to the most up-to-date information can be the most important tool an individual has available. Best Doctors’ mandate is to support - not replace - existing doctor/patient relationships and to help individuals and their physicians make informed healthcare decisions.
 
Q: How have Canadian doctors reacted to Best Doctors?
A: Best Doctors has received a warm response from the Canadian medical community. Thousands of doctors across Canada have participated in Best Doctors’ surveys, and Best Doctors has been honoured to earn the support of some of the country’s most respected physicians on our Canadian Medical Advisory Board.
 
Q: Can Best Doctors arrange for an individual to “jump the queue”?
A: No. Individuals who have access to Best Doctors will not move to the top of the waiting list to see a specific Canadian specialist, nor will it result in quicker admittance to a Canadian facility. However, by using Best Doctors services these individuals will have better access to medical information regarding which doctors in Canada have the highest level of skills and expertise for treating their medical condition. They will be assured that they are in the right queue for their particular condition.
 
Q: Isn’t asking Best Doctors to provide an in-depth review of an individual’s medical files insulting to the local treating physician?

A: This has not been our experience. In fact, in more than a decade that Best Doctors has been providing its services, we have found that the opposite is true.

More than ever, doctors are dedicating their professional lives to the treatment of very specific illnesses. By consulting with these specialists, Best Doctors makes available to local treating physicians the most up-to date knowledge and information that may otherwise be difficult to obtain.

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